Downside risk refers to those life events that can have serious negative repercussions on your financial
situation. You may be doing everything correctly when it comes to managing your money, but if you do not have
contingency plans to deal with these unfortunate events, your financial assets can be wiped out overnight.
This section of the Juggling Duck Financial Workbook is about helping you manage your potential downside risks,
such as death of a primary wage earner, rising healthcare costs, and identity theft.
