Section 2 of the Juggling Duck Financial Workbook is focused on planning. A successful financial plan includes
three essential elements:
An understanding of where you are today (i.e., your current state)
An idea as to where you want to be some time in the future (i.e., your future state)
A series of steps to get you from today to the future (i.e., your plan)
You will use two tools to analyze your current state, the Net Worth Statement (Worksheet 3-1) and the Credit
Cards & Loans worksheet (Worksheet 4-1). You will then use the Life Goals worksheet (Worksheet 5-1) to define
the goals, aspirations and dreams you have for your life. Finally, you will "connect the dots" between today
and the future using the Long-Term Financial Planning worksheet (Worksheet 5-2).
